Terms and Conditions for garinmoari.com
These terms govern the use of garinmoari.com and our financial planning services. Please read them carefully before using the website or engaging with our team.
October 4, 2025
Acceptance of terms
By accessing or using garinmoari.com, you agree to comply with these Terms and Conditions. If you do not agree, please discontinue use immediately.
Definitions
The following definitions apply throughout these Terms and Conditions.
“Website” refers to garinmoari.com and all associated content and services provided online.
“User” means any individual or entity accessing or using the website or services.
“Content” includes all text, graphics, and materials on garinmoari.com.
“Services” refers to advisory consultations and analytical reviews offered by garinmoari.com.
Permitted use of services
Users may access our website and services for lawful, non-commercial purposes related to financial planning.
Eligibility
You must be at least 18 years old and legally capable of entering into binding agreements to use our services.
Proof of age may be required if requested.
User responsibilities
Users must comply with applicable laws and respect the website’s rules and content.
Prohibited uses
The following uses are strictly prohibited:
Intellectual property rights
All content on garinmoari.com is owned or licensed by us and protected by copyright and intellectual property laws. Users may not reproduce or distribute content without permission.
User content
Any content submitted by users remains their responsibility. We reserve the right to remove inappropriate material.
Rights to user content
By submitting content, you grant us a licence to use, display, or distribute it for service delivery.
Privacy and data protection
Our Privacy Policy explains how your data is collected, used, and protected. By using our services, you agree to the practices described therein.
See Privacy PolicyImportant disclaimers and limitations
Please review the following disclaimers that apply to our services and website.
No guarantee of outcomes
No specific results or outcomes are guaranteed. Results may vary for each individual or business.
Limitation of liability
We are not liable for any loss or damage arising from use of our website or reliance on our content.
Indemnification
You agree to indemnify garinmoari.com and its representatives against any claims resulting from misuse of our services or website.
Dispute resolution process
Disputes will be resolved through good faith negotiations or legally recognised mechanisms.
Arbitration
If disputes cannot be resolved amicably, parties agree to submit to binding arbitration in Australia.
Arbitration is conducted in accordance with Australian law.
Online dispute resolution
Users may access alternative dispute resolution mechanisms online for certain disputes.
See our dispute resolution processSeverability
If any part of these terms is invalid, the remainder remains in effect.
Entire agreement
These terms constitute the entire agreement between you and garinmoari.com regarding use of the website and services.
Governing law and jurisdiction
These terms are governed by the laws of Australia. Any disputes shall be resolved in Australian courts.
Termination
We may terminate your access for violation of these terms or misuse of our website or services.
Modifications
We reserve the right to update these terms at any time. Please review regularly for changes.
Contact for terms questions
For questions about these terms, contact us using the information below.
Contact email: content@garinmoari.com
Contact phone: +61.7.4486.2369
Contact address: 265 King Street, Newcastle, NSW 2300 Australia
Effective date: October 4, 2025
Version: 2.1